Early steps in retirement planning pay big benefits later

You may feel like retirement is a long, long, long time away. Too many people put off making decisions about how they will spend their money and  their financial future. Even if you are fresh out of high school, you can start making plans for what matters to you - travel, exploration and your retirement.  If you want your money to be there when you need it - for family vacations, a healthy retirement or pursuing new interests, you must plan ahead.